ДЕНЬГИ И КРЕДИТ
- Publisher Центральный банк Российской Федерации
- Country Россия
- Web https://www.elibrary.ru/title_about_new.asp?id=8647
Content
Assessing the Interlinkage of Financial Indicators of Russia and EU Countries
Stolbov Mikhail
The article deals with a quantitative analysis of causal linkages between Russia and the EU in stock, interbank lending and long-term sovereign bond markets in 2010-2013. A high degree of co-movement between Russia and EU countries in these markets is revealed. In this period Russia not only adapted to external impulses from EU countries, but also exerted certain impact on them, especially in long-term sovereign bond markets. The findings help explain the satisfactory resilience of the Russian economy in terms of the European debt crisis.
Credit Market: Strategic Goal of Development and Regulation Principles
Brovkina Natalia
Credit market reflects a set of complex relationships of its subjects. The author considers that under present-day conditions the particular importance is obtained by the principle of metaregulation of the credit market, providing distribution of functions among the subjects of regulation, their coordinated operations and the constant development of the system of regulation in accordance with laws and the objectives of the development of the credit market.
IMF Governance Reform in the Light of the Decisions of G20 Summits
Khlebnikova Daria
The article comprises an attempt to analyze the decisions made by the G20 to reform International Monetary Fund’s governance structure as one of its ongoing reforms that aim to strengthen its representativeness and authority as an intergovernmental monetary regulation institute through quota and voice reforms, tripling basic votes and changing Executive board’s structure and principles of formation.
Impact of Household Financial Literacy on Overdue Loans
Fedorova Yelena, Nekhayenko Viktoria, Dovzhenko Sergey
This article presents the results of study of the relationship between basic, advanced and specific for Russia levels of financial literacy and the presence of overdue debt in the bank; by econometric modeling we have shown the relationship between financial knowledge and the value of overdue debt in the bank: those who are less financially knowledgeable are more likely to have overdue loans.
Information Technologies as an Instrument of Increasing Business Efficiency
Rudko-Silivanov Viktor, Lapina Karolina, Yunak Tatiana
Implementation of the IT, automation of processes - is a crucial element used to increase efficiency of any organization functioning. Those top managers who cannot appreciate the potential of the modern technologies, organize their work through the use of the electronic instruments are doomed to failure. It is necessary to give preference to the personnel who understands what advantage can give this or that software with respect to the increase of the efficiency. This fact realization allows them to make right decisions promptly and act efficiently. Introduction of more sophisticated computer systems leads without fail to the rational use of working hours and effective labor management.
On Bank Lending to Non-Financial Organisations
Golovanov Albert
This article outlines the standards for responsible lending in the real economy, analyzes the current standards and basic principles of interaction between banks and non-financial corporations in the modern world.
Regulation Reform of the Financial Sector in the European Union
Khudiakova Liudmila, Sidorova Yelena
The authors review key principles of European Financial Regulation System created after the 2008-2009 global financial crisis. Main structural elements of EFRS are analyzed, including adopted international standards, such as Basel III. The development of EU's Banking Union project is followed, as well as problems of European fiscal integration. Concluded, that the financial integration within the EU is a very complicated process, due to the fact, that the wide range of national interests are to be considered.
Some Particularities of the Russian Foreign Exchange Market
Fedorenko Igor
The 10
Tereshchenko Aleksandr
The Mission of SME Bank: Financial Support of Small and Medium Entrepreneurship
Kriukov Sergei
На современном этапе развитие малого и среднего предпринимательства в России - одна из важнейших задач. Малый и средний бизнес является основой экономик практически всех индустриально развитых стран: доля малого и среднего бизнеса в ВВП, как правило, составляет не менее 50%. В России вклад малого и среднего предпринимательства (МСП) в экономику страны существенно ниже - доля МСП составляет лишь около 21% ВВП; сектор МСП обеспечивает рабочими местами только 27% экономически занятого населения России, тогда как в ЕС и США - свыше 67 и 50% соответственно. В чем же основные проблемы развития малого бизнеса и какие возможные пути их решения, как сегодня работает с субъектами МСП Российский Банк поддержки малого и среднего предпринимательства - с просьбой ответить на эти вопросы редакция журнала обратилась к председателю правления ОАО «Российский Банк поддержки малого и среднего предпринимательства» (ОАО «МСП Банк») Сергею Павловичу Крюкову.
The Origin of Paper Currency in Latin America
Moiseyev Sergei
Возникновение бумажной денежной эмиссии в Центральной и Южной Америке является одним из наименее изученных вопросов в истории денег. Отчасти это связано с тем, что ранние эмиссии носили спорадический характер, бумажные деньги выпускались без участия центрального банка (это обусловило и слабую историческую документацию первых выпусков). Банкноты как регулярное явление появились в Латинской Америке значительно позже, чем в других регионах мира, когда они уже стали повсеместным инструментом денежного обращения. Тем не менее в странах Нового Света прослеживались общие тенденции в истории бумажных денег: адаптация денежных стандартов метрополии, выпуск бумажных денег в качестве временного экстренного решения экономических проблем.
The Use of Financial Instruments to Develop Educational Systems in Foreign Practice
Didenko Dmitry
The paper explores indicators dynamics and institutional infrastructure development of student loans in the USA as well as in other economically advanced countries with high share of private education expenditures (United Kingdom, Japan). The author outlines stages of development, penetration and dynamics of securitization of student loans and credit risk levels of the respective instruments. We also discuss socially significant effects of extensive development of student loans.