Morgunov Viacheslav, Vlasov Sergey
This paper presents a comparative analysis of the Russian and foreign practice in the management of government deposits. In comparison with European countries Russia has the most uneven distribution of public expenditures during a financial year. Moreover the allocation of the temporarily free funds on the commercial banks’ deposits is not based on a strategic rule of targeting a certain balance of funds on the accounts with the Bank of Russia. For improving Russian practice of temporarily free funds management the authors suggest to use foreign experience and recommend the direction allowing to minimize the fluctuations in the banking system liquidity level.
One of the problems of the Russian banking sector is the fraud at granting of the credits. Volumes of straight and indirect losses on this field are estimated in billion rubles. The problem of definition of a place of credit fraud of corporate clients is actual among the bank risks. In the article the main approaches to management credit and operational risks are considered; the interrelation of credit fraud of corporate clients with these risks is defined; counteraction measures are offered.
Simoniants Natalia, Voroshilova Irina, Nosova Tatiana
The article discusses the factors of development of investment activity of the regional banking sector, one of which is the syndication mechanism. It deduced the great opportunities for attracting funds into the economy through a syndicated credit that would effectively solve the problem of economic growth in the region. The authors justified economic and organizational mechanism for implementing the algorithm of syndicated credit in the regional segment of the banking system.
Rudko-Silivanov Viktor, Naumov Andrey, Iakukhniy Evgeniy
The expediency to apply neural networks (NNs) in forecasting of credit institutions’ financial indicators using statistical data is substantiated in this paper. The aim of the research was not elaboration of a multipurpose toolkit to predict financial indicators of credit institutions but demonstration of capabilities of NNs as one of possible forecasting instruments.
Bout Valeriy, Piterskaya Ludmila, Rodin Denis
The article deals with institutional problems of upgrading the financial infrastructure at the regional retail banking products and services in anticipation of the XXII Winter Olympic Games, with the experience these problems during the Olympic Games in China and Canada, identified areas to improve the banking infrastructure of the Krasnodar region.
Alonso Viktor Ventimilla