This article analyzes the conceptual issues of housing policy, housing development and mortgage lending, as set out in the «Strategy-2020. The New Growth Model - A New Social Policy» (Chapter 14. State Housing Policy) and in «The Strategy of Development of Mortgage Lending in The Russian Federation up to 2030». It is shown that these two documents (the second strategy was approved July 19, 2010, the first report is not approved by the government) do not meet the targets set by the Decree of President Vladimir Putin on May 7, 2012 «On Measures To Provide The Citizens of The Russian Federation with Affordable And Comfortable Housing And To Improve The Quality of Housing And Communal Services». The author reveals the main reasons for unavailability of housing in Russia and ways to solve the housing problem.
The Polish banking sector, in contrast to other major the European Union countries, has been for many years dominated by banks controlled from abroad. Such a situation is mainly a consequence of the privatization policy during the process of transformation of the Polish economy. From the beginning, discussions on the optimal share of foreign capital in the system have been conducted. Foreign capital was seen on one hand as an opportunity to accelerate development of the banking sector, on the other as a threat to its sovereignty. The latest crisis allows for the verification some of the views in this regard. Therefore, the purpose of the paper is to define the consequences of a large share of foreign capital in the Polish banking sector (during the global financial crisis).
Stakhniuk Aleksandr, Izmalkova Elena