Rykova Inna, Andreianova evgenia
The article presents the model of investment potential formation in the regional banking sector. On the basis of statistical methods the author proves the link between the factors of investment potential and introduces the methodical approach to investment potential valuation. This approach is expected to have the stimulating influence on development of the financial sector in the regions of the Russian Federation.
This paper analyzes a macroeconomic policy design problem in an export-oriented economy. We use a stylized model of an export-oriented economy to investigate the impact of macroeconomic policies on the dynamics of the exchange rate, inflation, output and stabilization fund under different regimes of monetary policy: exchange rate regime and growth rate of money regime.
Article is devoted to consideration of features of insurance of deposits as kind of the insurance obligation. The author analyzes insurance of deposits at the point of view of traditional insurance and reveals its contents. Insurance of deposits is considered through a prism of civil law and the basic accent is made not on the public nature of insurance of deposits, but on the characteristic of insurance of deposits as the civil legal relationship based on a principle of legal equality of the parties.
The article describes the differences of cardholders' payment type choice in Russia in comparison with other countries. Based on special particularities of international payment systems, which directly influence the Russian cards market, the coefficient of cards functional usage - φ is used for estimation of market effectiveness. Results of analysis show that there is a negative correlation of this coefficient time series and time series of cash in circulation M0 for Russia. We also show Russia in the arrow of different countries defining its place in the world infrastructure for payment cards market.
At the center of attention of the author of the article is the conception of abstract money of the famous representative of nominalism S. F. Charapov, by reference to his conception, the paper rouble presents the absolute calculation unit, ideal form of money. Negatively estimating the reforms of S. U. Vitte, S. F. Charapov proposed to restore the credit rouble on the silver basis, he considered that the devaluation will help the country with negative trade balance to consolidate its economical position on external markets. The article analyzes the arguments of the followers of this approach and its opponents (V. P. Bezobrazov, A. N. Miklashevsky and others) who had analyzed the negative consequences of fiduciary issue.
Kulikov Aleksandr, Ianin Viktor
ГУСЕВ К.Н., МАСЛЕННИКОВ А.А.